Fully customizable design to fit your branding and identity.
Higala Pay
Higala MSME
Higala Management
- Higala Pay
- Higala SME
- Higala Management
A mobile banking solution for individuals
Fund Transfers
Intrabank, PesoNet, Instapay (MPS,QRPH)
Bills & Load
Pay bills through various partners like BayadCenter, BancNet, and ECPay or buy digital goods through LoadCentral
Branch & ATM Locators
Allow clients to easily find all your branches and ATMs
Customized Features
Only applicable for long-term engagements
A mobile banking solution for businesses
Send and Receive Payments via QR
Intrabank, PesoNet, Instapay (MPS, QRPH)
Account Management
Generate Bank Statements, Update Profile, View Transactions & Activities, Push Notifications, FAQ Section
Cashflow Insights
Understand your business’ cash flow through a graphical report.
Cash Ins & Cash Outs
Allow businesses to become cash-in and cash-out outlets.
Bills & Load Services
Sell bills through various partners like BayadCenter, BancNet, and ECPay or buy digital goods through LoadCentral
Biometrics & Security
Multi-factor Authentication, Device Management, FaceID/Fingerprint, Terms & Conditions Section, Privacy Policy Section, Single Device Login
Higala Channels Management System
Usage Insights
Generate basic graphical data and understand your clients’ behavior
App Management
Allow employees to manage the app such as maintenance and push notifications broadcasting.
New Account
Allows multi-approval for employees to approve client account applications done through the mobile app.
Client Management
Allow employees to view and manage client information and transaction disputes.
Reports & Monitoring
Allow employees to generate and download reports for time-based reports in CSV or Excel Format
Employee Management
Allow portal admins to grant and manage access rights for different employee roles and monitor activities.
Become a direct InstaPay
participant with ISO20022
Enable real-time fund transfers with our InstaPay Implementation. Whether you need full Send & Receive capabilities or Receive-only support, we help you become a direct InstaPay participant with ISO 20022 compliance.
Thrift and Rural Banks with both Sending and Receiving licenses have trusted us to guide them through their ISO 20022 journey.
System Overview
Interoperable
Our system can be integrated to any core banking system in the market through APIs
Compliant
Whether it’s BSP, NPC, or ISO20022, our system has gone through various regulatory requirements.
Secure
We’ve written our software with security and privacy by heart. In addition, we implement industry-standard security measures.
Scalable
No need to worry about downtimes since we’ve built our infrastructure on the cloud.
System Architecture
Hybrid or Fully Cloud Implementation
Ready to go digital?
